Top 10 Lowest Tax States (2026)

RankStateTotal Tax BurdenIncome TaxSales Tax (avg)Property Tax
1Alaska4.6%None1.82%1.04%
2Wyoming6.1%None5.44%0.56%
3Tennessee6.3%None9.55%0.64%
4South Dakota6.4%None6.10%1.22%
5Florida6.6%None7.05%0.86%
6New Hampshire6.8%None0%1.93%
7Nevada7.0%None8.24%0.53%
8Texas7.2%None8.20%1.60%
9North Dakota7.3%0%-2.50%6.96%0.98%
10Washington7.5%None*9.23%0.92%

Tax burden percentages based on Tax Foundation and Census Bureau data. *Washington has a 7% capital gains tax on gains over $262,000.

Key finding: Seven of the ten lowest-tax states have no state income tax. The only state in the top 10 with an income tax is North Dakota, which has a very low top rate of 2.50% and effectively zero tax on income below $44,725.

Top 10 Highest Tax States (2026)

RankStateTotal Tax BurdenIncome Tax (Top)Sales Tax (avg)Property Tax
50New York12.7%10.9%8.52%1.40%
49California11.5%13.3%8.68%0.71%
48Illinois11.0%4.95%8.81%2.07%
47Connecticut10.6%6.99%6.35%1.96%
46New Jersey10.2%10.75%6.60%2.23%
45Vermont10.1%8.75%6.24%1.83%
44Minnesota10.0%9.85%7.49%1.02%
43Maryland9.9%5.75%+local6.00%1.00%
42Iowa9.8%3.80%6.94%1.52%
41Ohio9.6%0%-3.50%7.24%1.53%

Lowest Tax States for Different Situations

For Retirees

Retirees should look beyond just income tax rates. The best low-tax states for retirees consider Social Security taxation, retirement income exemptions, property tax relief for seniors, and estate taxes:

  1. Florida — No income tax, no estate tax, homestead exemption
  2. Wyoming — No income tax, no estate tax, low property tax
  3. Nevada — No income tax, no estate tax, lowest property tax
  4. South Dakota — No income tax, no estate tax, favorable trust laws
  5. Tennessee — No income tax (eliminated Hall Tax 2021), low property tax

See our detailed retirement tax by state guide for more.

For High Earners ($200K+)

High earners benefit most from no-income-tax states because the tax savings scale with income:

  1. Texas — No income tax, strong job market, growing economy
  2. Florida — No income tax, no estate tax, favorable homestead laws
  3. Washington — No income tax on wages (capital gains tax above $262K)
  4. Nevada — No income tax, no corporate tax
  5. Wyoming — No income tax, no corporate tax, lowest total burden

For Families

Families need to weigh tax savings against school quality, child care costs, and family-friendly policies:

  1. New Hampshire — No income/sales tax, excellent schools (though high property tax)
  2. Florida — No income tax, growing school options, homestead exemption
  3. Texas — No income tax, $100K homestead exemption for school taxes
  4. South Dakota — No income tax, low cost of living
  5. Indiana — Low flat tax (3.05%), reasonable property tax, low cost of living

The Full Tax Picture: Why Just Looking at Income Tax Is Misleading

Many people focus only on income tax when evaluating state tax burden. This can be misleading because:

  • Texas has no income tax but property taxes averaging 1.60% — meaning a $400,000 home generates $6,400/year in property tax.
  • Tennessee has no income tax but the highest combined sales tax rate in the country at 9.55%.
  • New Hampshire has no income or sales tax but the 4th-highest property tax at 1.93%.
  • Washington has no income tax but sales taxes averaging 9.23% and a 7% capital gains tax.

Use our state comparison calculator to see the total tax impact based on your specific income, spending, and property value.

Frequently Asked Questions

Alaska at approximately 4.6% of income. It has no income tax and no state sales tax. Wyoming (6.1%) and Tennessee (6.3%) are second and third.

Not necessarily. Low-tax states may have fewer public services, less infrastructure spending, and lower-funded schools. Consider the full picture including services, job opportunities, and quality of life.

New York at approximately 12.7% of income. California (11.5%), Illinois (11.0%), Connecticut (10.6%), and New Jersey (10.2%) are also among the highest.

Total tax burden includes state income tax, local income tax, sales taxes, property taxes, vehicle taxes, and excise taxes, expressed as a percentage of total personal income.